Built for Indian MSMEs

Know Where Your Money Goes. Before It's Gone.

Upload your bank statement. Get instant, AI-powered cashflow clarity — no accountant, no spreadsheets, no net-banking login required.

Built for Indian MSMEs · GST-ready · Bank-level secure

No credit card required

Cashflow Evaluator dashboard showing inflow, outflow, and net cashflow for an Indian small business

The Problem

Running a business shouldn't mean flying blind on cash.

You don't know if last month was actually profitable — until your accountant tells you, weeks later.

Cash is stuck in receivables while bills, salaries, and GST keep coming due.

Your GST payment surprises you every single quarter.


The Solution

From Bank Statement to Cashflow Clarity — Automatically

Cashflow Evaluator is an AI-powered cashflow analysis platform built for Indian MSMEs. It reads your bank statements — PDF or Excel — automatically classifies every transaction, and shows you a real-time picture of what's coming in, what's going out, and how much runway you have. No net-banking credentials are ever required.

  • Upload any bank statement — PDF or Excel, from the bank you already use
  • AI classifies every transaction automatically — no manual tagging
  • See inflow, outflow, and net cashflow in one dashboard
  • Know your cash runway before you run out
  • Spot expense spikes before they hurt
  • Multi-business view — manage every account from one screen

That's just the highlights.

View all features in detail →

How It Works

How It Works

Upload your bank statement

PDF or Excel. Any leading Indian bank.

AI classifies every transaction

Automatically sorted into income and expense categories, no manual work.

See your cashflow dashboard instantly

Inflow, outflow, net position, and trends, ready in under a minute.


Upload interface for Indian bank statements
Bank Statement Import

Built for How Indian Banks Actually Work

No generic template that breaks the moment your bank's format is different.

  • Upload PDF or Excel statements directly — no manual data entry
  • Works with all leading banks in India, with new banks added on an ongoing basis
  • Per-bank parsing accuracy — a fix for one bank's format never breaks another
  • Automatic duplicate detection — re-upload a statement without fear of double-counting
  • Handles your full, multi-page statement — no awkward splitting required

Categorized transaction list showing income and expense heads
AI Categorization

AI That Actually Understands Your Business Spending

  • Transactions auto-classified into clear income and expense heads using an AI-assisted categorization engine
  • Customize categories to match exactly how your business operates
  • Categorization improves over time as your rules evolve

Desktop and mobile cashflow dashboard showing net position and inflow/outflow
Dashboard & Analytics

Your Cash Position. In Seconds, Not Spreadsheets.

  • Real-time dashboard — net position and inflow/outflow at a glance
  • Monthly trend charts — see patterns over time
  • Category-wise expense breakdown
  • Fully mobile-optimized — check your cash position from your phone

Business switcher and team role management for multiple businesses under one login
Multi-Business & Team

One Login. Every Business You Run.

  • Manage multiple businesses under one login
  • One-tap switch between businesses
  • Role-based access — Admin, Manager, and team member views
  • Add your accountant or bookkeeper without losing control of who sees what

Security

Bank-Level Security. Your Data, Your Control.

  • We never ask for your net-banking username or password — ever.
  • Bank account numbers are never stored in plain text — one-way cryptographic hashing.
  • Secure OTP-based login — no passwords to remember or leak.
  • Every billing and access event is permanently logged in an audit trail.
  • Built in line with India's Digital Personal Data Protection (DPDP) Act, 2023.
Read our full security practices →
Verified Secured — Bank Level Security stamp

Pricing

Simple, Transparent, Yearly Pricing

One affordable annual plan. No hidden costs, no surprise renewals — and a proper GST invoice every time.

₹1,667 / month, billed annually per business

  • GST clearly shown at checkout
  • Automatic GST tax invoice for every payment
  • Secure, verified checkout
  • Add more businesses only when you need to
See Full Pricing →

AI-generated cashflow insight summary card in plain English
AI Insights

Your Own AI Financial Analyst — On Demand

  • On-demand, AI-generated cashflow insight reports for every business
  • Plain-English summaries — not just charts and numbers
  • Generous monthly usage, never blocked

Demo

See It In Action

Watch how an Indian business goes from a raw bank statement to full cashflow clarity — in under 2 minutes.

Free Trial Signup No credit card required

Testimonials

Trusted by Business Owners Like You

"As Director, I need to know exactly where we stand financially — not just at month-end, but every week. Cashflow Evaluator gives me that visibility without waiting for my accountant to compile reports. It's become part of how I run the business."
Portrait of Jitendra Maurya Jitendra MauryaDirector, Transcend Chrome Inc, Mumbai
"I'm not an accountant, and I don't want to be. Cashflow Evaluator is the first finance tool that just makes sense — upload the statement, and it tells me what's happening with my money in plain language. The insights alone save me hours of guesswork every month."
Portrait of Sawan SawanABCO, Bengaluru
"I used to find out about cash crunches at the worst possible time. Since using this app, I can see exactly where my money is stuck before payday hits. It's completely changed how I run my manufacturing business."
Portrait of Rajesh Gupta Rajesh GuptaTextile Manufacturer, Surat

Get Started

Ready to Know Your Numbers — Before They Surprise You?

Join Indian MSMEs who've stopped guessing and started seeing.

No credit card required