Everything Your Business Needs to Never Be Surprised by Cash Again.
From the moment you upload a statement to the moment you close your books — every feature here exists to answer one question faster: where does my money actually stand, right now?
No credit card required
Upload Any Statement. We'll Take It From There.
Your bank's format was never designed for you to read it. We built for that.
Every Indian bank exports statements differently — different column names, different date formats, different PDF layouts that fall apart the moment you try to copy-paste them into Excel. Cashflow Evaluator was engineered specifically for how Indian banks actually structure their exports, not a generic template that breaks the moment your file looks slightly different. Drop in a PDF or Excel file. That's the entire input step.
- Dedicated parsing for HDFC, Kotak Mahindra, and Saraswat Co-operative — with more banks added on an ongoing basis
- Each bank's parsing logic runs in complete isolation — a fix or update for one bank can never break another
- Automatic duplicate detection catches re-uploaded statements before they double-count a single transaction
- Built-in reconciliation validation checks every row's running balance against the actual statement — so a misread transaction gets caught before it reaches your dashboard, not after
Every Transaction, Sorted — Without You Lifting a Finger.
Stop tagging expenses by hand. Let the AI that's seen thousands of transactions do it for you.
Manually categorizing bank transactions is the single biggest reason cashflow tracking dies after week two. Cashflow Evaluator's AI-assisted engine classifies every transaction into clear income and expense heads automatically the moment it's imported — and you can teach it your own categories once, so it keeps matching your business logic, not a generic chart of accounts.
- Transactions auto-classified into income and expense heads the moment they're imported
- Fully customizable categories — mirror how your business actually spends, not a one-size-fits-all template
- Classification rules you set once are remembered and applied automatically going forward
- No spreadsheets, no manual tagging, no accountant on retainer just to sort transactions
Your Cash Position. In Seconds, Not Spreadsheets.
The number that decides whether you make payroll — visible the moment you log in.
Most business owners find out they're short on cash the same day they need it. Cashflow Evaluator puts your net position, inflow, and outflow on one real-time dashboard — with monthly trend charts so you're seeing patterns, not just a single snapshot. It's fully mobile-optimized, because the moment you need to check your cash position is rarely the moment you're sitting at a desk.
- Real-time net position, inflow, and outflow at a glance
- Monthly trend charts to spot patterns before they become problems
- Category-wise expense breakdown — know exactly where money is concentrated
- Fully mobile-optimized — check your numbers from your phone, between meetings
A Plain-English Read on Your Cash Health — Not Just Charts.
Charts tell you what happened. Insights tell you what to do about it.
A dashboard full of numbers is only useful if you know what they mean. On demand, Cashflow Evaluator generates a plain-English AI insight report for your business — flagging expense spikes before they hurt, calling out unusual patterns, and giving you a straight answer instead of a chart you have to interpret yourself.
- On-demand AI-generated insight reports, written in plain business language
- Automatically flags expense spikes and unusual spending patterns
- Generous monthly usage included — built to be used often, not rationed
- No finance degree required to understand what it's telling you
One Login. Every Business You Run.
Two branches or two companies — see all of it from a single account, with total control over who sees what.
Running more than one business shouldn't mean juggling more than one login. Cashflow Evaluator lets you manage multiple businesses from a single account with a one-tap switcher, and assign role-based access — Admin, Manager, or team member — so your accountant or junior staff see exactly what they need and nothing more.
- Manage multiple businesses under a single login
- One-tap switch between business accounts — no re-authentication, no separate portals
- Role-based access (Admin / Manager / Team Member) keeps sensitive data need-to-know
- Add businesses as you grow — the platform scales with you, you're never boxed in at signup
Built for the People Who Answer for the Numbers
The work doesn't stop at the dashboard. These are the features that make Cashflow Evaluator something a firm, a finance team, or a growing business can actually stake its books on.
Manage Every Client's Books. Without Losing Track of Whose Is Whose.
If you're an accountant or a CA firm juggling five clients in five spreadsheets, this was built for you specifically.
Cashflow Evaluator isn't just a tool for a single business owner — it's built to be the backbone of how accounting firms and bookkeepers manage cashflow visibility across every client they serve. Switch between client accounts in one tap, assign your junior staff exactly the access level they need, and add new clients as add-on businesses whenever your roster grows — without renegotiating your plan from scratch.
- One account, unlimited client switching — no more juggling separate logins per client
- Role-based staff access means you control exactly what junior team members can see and touch
- Add-on business pricing scales with your client roster, not in disruptive plan jumps
- GST-compliant invoicing on your own billing, so your firm's paperwork is as clean as the service you deliver
Nothing Silently Changes. Nothing Silently Disappears.
Your financial history is a legal and operational asset. We treat it like one.
Financial records that can be quietly edited or deleted aren't records you can trust — or defend, if you're ever audited. Cashflow Evaluator is built soft-delete-first: statements, transactions, and business accounts are never hard-deleted, only marked and preserved. Every override, every billing event, every access change writes to an append-only ledger that simply cannot be rewritten after the fact.
- Soft-delete architecture throughout — deactivating a business never destroys its history
- Append-only ledgers for billing, access, and account-matching overrides
- Built-in reconciliation validator checks every row's balance math against the source statement
- A fully defensible audit trail, ready if you're ever questioned by a client, partner, or authority
GST-Ready Invoices. Generated the Moment You Pay.
No chasing us for paperwork at tax time. Your invoice is already waiting.
Software billing that doesn't generate a proper tax invoice is a problem you don't discover until your CA asks for it. Cashflow Evaluator auto-generates a sequential, financial-year-numbered GST invoice for every payment — with CGST/SGST or IGST split automatically based on your registered state — and your entire invoice history is one click away, always.
- Auto-generated, sequentially numbered GST tax invoices on every payment
- Automatic CGST/SGST vs. IGST split based on your registered state
- Full downloadable invoice history — no emailing support to ask for a copy
- Transparent annual pricing with GST clearly shown before you ever check out
Start With One Business. Grow Without Renegotiating.
You only pay for the upgrade the day it actually saves you money — never before.
Most SaaS pricing punishes growth with an awkward jump the moment you cross a threshold. Cashflow Evaluator's plans are built on simple annual pricing per business, with a straightforward add-on rate for every additional business you bring on. The system only nudges you to upgrade tiers at the exact point the math genuinely favors it — never a moment before.
- Simple, transparent annual subscription — no hidden per-transaction or per-upload fees
- Add businesses one at a time as you grow, at a flat add-on rate
- Upgrade prompts appear only when they'd genuinely save you money — never a sales-driven push
- Secure Razorpay checkout with verified payment confirmation on every transaction
Bank-Level Security. Your Data, Your Control.
We never ask for your net-banking password. Ever. That's not a policy — it's the entire architecture.
Every serious objection to a cashflow tool starts with "how do I know my financial data is safe?" Cashflow Evaluator is built the way a bank would build it: we never request net-banking credentials — you upload a statement, nothing more. Account numbers are never stored in plain text, every login is secured with OTP rather than a password you can lose or reuse, and every billing and access event is permanently, immutably logged.
- We never ask for net-banking usernames or passwords — statement upload only, credentials stay yours
- Bank account numbers are one-way cryptographically hashed, never stored in plain text
- Secure OTP-based login — no passwords to remember, forget, or leak
- Append-only audit trail on every billing and access event — nothing is silently changed or erased
- Built in line with India's Digital Personal Data Protection (DPDP) Act, 2023 from day one, not retrofitted
DPDP Act 2023 · Ready
You've Seen What It Does. Now See What It Does for Your Numbers.
Upload your first statement in under two minutes. No credit card, no commitment, no net-banking login.
No credit card required